Most payment firms do not lack alerts; they lack the hours to turn them into decisions. Marqib takes the firm's transaction, wallet and KYC files, or the alerts an existing monitoring system already raises, and produces for each one a case file with the evidence, the reasoning, the missing information and a regulator-ready draft. Low-risk, explainable matters are closed with a written rationale. Deployed in the firm's own environment.
For every alert someone opens four systems, copies transactions into a sheet and writes the story. Marqib assembles the file; the reviewer reads and decides.
A relative topping up a wallet looks like third-party funding. Marqib closes the explainable cases with a written rationale and keeps the hold for the ones that matter, so the queue is short by morning.
goAML, MASAK and the central bank expect a filing that cites records. Every sentence in a Marqib draft cites an evidence row; the pack is hashed; the decision trail is chained. Nothing is filed without a named reviewer.
Run Marqib's rules, or bring the alerts your existing system raises: Marqib will build the case file either way.
Marqib reads end-of-day exports the firm already produces from the ledger, the card processor and the KYC system. Alerts from an existing monitoring tool can be imported alongside.
Cases ranked by severity; explainable low-risk alerts auto-closed with a rationale; holds placed on pending withdrawals where warranted.
Why it was flagged, every evidence row, the subject's recent transactions, the questions still open, and the draft narrative.
Evidence pack with SHA-256, goAML XML for the UAE, MASAK format for Türkiye on the roadmap, and a hash-chained audit log of every decision.
Installation in the firm's cloud account in week one; the last quarter's alerts and transactions loaded; the MLRO reviews Marqib's case files alongside the existing process. Three measures agreed in advance: reviewer hours per alert, STR turnaround, and matters the existing process did not find.
Fixed pilot fee
Credited against the first-year licence on continuation.