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STR deadline calculator

Pick the rule and the start date. The calculator counts business days to the latest filing date, skipping weekends and the public holidays in the list, and shows every day so you can check the count.

Educational tool, not legal advice. These are maximums: the CBUAE expects reporting without delay, and MASAK requires immediate reporting where delay would be harmful. Islamic holidays move with moon sighting; check the list against the official announcement.

How the count works

The start date is day 0 and is not counted. Counting starts the next day; the weekend you choose and every listed holiday are skipped. The due date is the day on which the last business day falls.

For the CBUAE, the clock starts on the date the automated alert was generated, not when someone first opened it. For MASAK, it starts on the date suspicion about the transaction was formed, so record that date in the case file when it happens.

Half-day eves in Türkiye (arife and 28 October) are counted as business days. If your firm treats them differently, add them to the list.

Where the numbers come from

UAE: the CBUAE guidance on suspicious transaction reporting, section 4.6. Türkiye: MASAK's suspicious transaction reporting guide states that suspicious transactions are reported to the Presidency within ten business days at the latest from the date suspicion is formed, and immediately where delay would be harmful (MASAK guide, section 2).

See the goAML STR filing guide for what the report must contain.

Sources

A clock on every case

In Marqib each case carries its CBUAE or MASAK clock from the alert or suspicion date, and the MI report shows how many were decided inside it.